Privacy Policy

Last updated: May 25, 2026

1. Who we are

MortgageStressScore.com is an educational website that helps homeowners estimate mortgage payment stress and compare possible next steps.

2. Calculator inputs

The calculator is designed to process your inputs locally in your browser. It does not require your name, phone number, Social Security number, bank statements, tax returns, or mortgage documents.

3. Analytics

This website uses Google Analytics 4 to understand how visitors use the site — for example, which pages are visited, which guides are read, and how often the calculator is used. Google Analytics may collect anonymized usage data such as pages visited, time on site, and general location (country/region). We do not use analytics data to identify individual users or share it with lenders. You can opt out of Google Analytics tracking at tools.google.com/dlpage/gaoptout.

4. Information we may collect

If we add contact forms, email reports, or paid features in the future, we may collect information you choose to provide, such as your email address. If that happens, this policy will be updated before launch.

5. What we do not do

• We do not sell calculator inputs to lenders.
• We do not ask for Social Security numbers in the calculator.
• We do not require phone numbers to calculate a score.
• We do not promise mortgage approval, mortgage relief, loan modification, or foreclosure prevention.

6. Third-party links

The site may link to official resources or third-party websites. We are not responsible for the privacy practices of external websites.

7. Data security

No website can guarantee perfect security. We aim to collect as little sensitive information as possible.

8. Contact

For privacy questions, contact the site owner through the contact method provided on the website or repository.