Privacy Policy

Last updated: May 25, 2026

1. Who we are

MortgageStressScore.com is an educational website that helps homeowners estimate mortgage payment stress and compare possible next steps.

2. Calculator inputs

The basic calculator is intended to process your inputs locally in your browser. The calculator does not require your name, phone number, Social Security number, bank statements, tax returns, or mortgage documents.

3. Information we may collect later

If we add contact forms, email reports, analytics, or paid features, we may collect information you choose to provide, such as your email address. If that happens, we will use the information to provide the requested service and improve the website.

4. What we do not do

• We do not sell calculator inputs to lenders.
• We do not ask for Social Security numbers in the calculator.
• We do not require phone numbers to calculate a score.
• We do not promise mortgage approval, mortgage relief, loan modification, or foreclosure prevention.

5. Cookies and analytics

The current simple site may not require tracking cookies to operate. If analytics or advertising tools are added later, this policy should be updated before launch.

6. Third-party links

The site may link to official resources or third-party websites. We are not responsible for the privacy practices of external websites.

7. Data security

No website can guarantee perfect security. We aim to collect as little sensitive information as possible, especially during the MVP stage.

8. Contact

For privacy questions, contact the site owner through the contact method provided on the website or repository.